The Protective trademarks logos and service marks are property of Protective and are protected by copyright, trademark, and/or other proprietary rights and laws. Protective ® is a registered trademark of Protective Life Insurance Company. Please visit our Privacy Policy for more information about our information practices, including information about your privacy choices. You can exercise your privacy choices by completing a “ Do not sell my personal information” request or a “ Limit the use of my sensitive personal information” request. When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. Prospectuses may be obtained by contacting PLICO at 800.265.1545.Īn indexed annuity is not an investment in an index, is not a security or stock market investment and does not participate in any stock or equity investments.Īnnuities are not a deposit, not insured by any federal government agency, carry no bank or credit union guarantee, are not FDIC/NCUA insured and may lose value. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity and the underlying investment options before investing. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Because Protective and its representatives do not offer legal or tax advice, it is important that you talk with your own legal and tax advisor about your specific tax situation. Annuities also may be subject to income tax and, if taken prior to age 59 ½, an additional 10% IRS tax penalty may apply. IDI is the principal underwriter for registered insurance products issued by PLICO and PLAICO, its affiliates.Īs you determine what annuity might be right for you, remember they are intended as vehicles for long-term retirement planning, which is why withdrawals reduce an annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Securities offered by Investment Distributors, Inc. Variable annuities issued by Protective Life Insurance Company (PLICO) Nashville, TN, in all states except New York and in New York by Protective Life & Annuity Insurance Company (PLAIC), Birmingham, AL.
#NEW YORK LIFE ANNUITY RATES LICENSE#
License 6003435.*An immediate annuity will not have an accumulation phase. We do business as Annuity Resources Insurance Services in CA. We focus on selling MYGAs, SPIAs, and DIAs and refer those interested in other types of annuities to other insurance agencies when possible. Annuity Resources, LLC is a licensed fixed annuity producer in most states. Annuities are distributed by Annuity Resources, LLC. They may offer an annuity to you for sale. When you contact us you may speak with a licensed insurance agent in your state. Please contact us to receive the latest brochure. Annuity information on this site may not be current or applicable in your state. The materials, names, logos, brochures, etc used in our annuity reviews are property of their owners and not those of. Product availability varies based on the state you live. The reviews and annuity information on this website may not be current and may not apply in the state you live in. All guarantees are backed by the claims-paying ability of the insurance company. Annuities are not offered by the US Government, not government-guaranteed, and are not FDIC insured. Please consult with a qualified financial planner, advisor, tax, and legal advisor to determine if an annuity is right for your situation. This website is not intended to be a recommendation for you to purchase an annuity.
Please work with a qualified specialist.ĭISCLAIMER: The information on this website is for educational purposes only.
Interest would be taxed, but the principal would not. Non-qualified withdrawals have been taxed already, so only interest is taxed. If you withdrawal money that has never been taxed, withdrawals are 100% taxable. This value will include all interest you have earned and be passed without any charges or fees.Īnnuities typically grow tax-deferred. If you pass away before the end of your annuity contract, your beneficiaries will receive the accumulated policy value. The renewal rate is determined each year by the Accumulation Value on your policy's anniversary. If you do nothing, the contract renews and will receive a renewal rate each policy year.
#NEW YORK LIFE ANNUITY RATES FREE#
Withdrawal any amount free of charges and fees.Ģ. Personal, Traditional IRA, Roth IRA, SEP-IRA, SIMPLE-IRA, 403(b).Īt the end of your contract term, you have to choose from the following options.ġ.
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